Skip to main content

Trusted Advice with a Personal Touch

LFL Insurance offers comprehensive coverage options throughout Dayton, OH, Cincinnati, OH and the Montgomery County, OH area. 

Personal Insurance

Insurance tailored to fit your life.

Business Insurance

Comprehensive coverage for your business

Employee Benefits

Attract, retain and protect your team

Insurance throughout Dayton, OH, Cincinnati, OH and all of Ohio.

Smarter insurance starts with experts who think a little differently — a company which understands your industry and what’s on the line for you.  We take today’s technology and blend it with courteous, personal service,  creating innovative solutions to even the toughest risk management challenges.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions – protecting you from the unexpected and planning for the predictable.

Read About Us
Get Quote
Man-on-Laptop

I have been doing business with Leronda Lucky, LFL Insurance Agency, for about five years or more. I call her a miracle worker because she makes things happen for you by personally attending to your needs. A very professional company and I would highly recommend it.

Marcia BowinsInsurance Client
The Latest Articles

Hydroplaning: What is It and How Can You Avoid It?

| Car Sense, Insurance | No Comments
Learn what hydroplaning is, what to do if it happens, how to prevent it and…

Helping Your Home Recover from Winter

| Home Sense, Insurance, Winter | No Comments
Your house takes a beating during the winter months. Find out what made this checklist…

Agents 2026-03-06 00:00:00

| Car Sense, Insurance | No Comments

​Car Maintenance You Might Be Overlooking—And Why It Matters for Insurance​

| Car Maintenance, Car Sense, Insurance | No Comments
​Stay ahead of costly repairs with simple car maintenance tips drivers often overlook. Learn how…

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Explore Scenes

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Explore Scenes
Our Instagram Feed

Follow Us Today!