Trusted Advice with a Personal Touch

LFL Insurance offers comprehensive coverage options throughout Dayton, Cincinnati and the Montgomery County, Ohio area. 

Personal Insurance

Insurance tailored to fit your life.

Business Insurance

Comprehensive coverage for your business

Employee Benefits

Attract, retain and protect your team

Insurance throughout Dayton, Cincinnati and all of Ohio.

Smarter insurance starts with experts who think a little differently — a company which understands your industry and what’s on the line for you.  We take today’s technology and blend it with courteous, personal service,  creating innovative solutions to even the toughest risk management challenges.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions – protecting you from the unexpected and planning for the predictable.

Read About Us
Get Quote
Man-on-Laptop

I have been doing business with Leronda Lucky, LFL Insurance Agency, for about five years or more. I call her a miracle worker because she makes things happen for you by personally attending to your needs. A very professional company and I would highly recommend it.

Marcia BowinsInsurance Client

The Latest Articles

12 Ways to Stay Active This Winter

| Insurance | No Comments
How are you going to get out of your winter rut? See what made our…

Stopping on Ice: To Pump or Not to Pump?

| Insurance | No Comments
It all depends on your braking system. Here’s what you need to know.

How NOT to Drive in Winter Weather

| Insurance | No Comments
Are you making one of these 6 common driving mistakes?

7 Tips to Help Your New Year’s Resolution Stick

| Insurance | No Comments
Looking to make – and keep – your New Year’s resolution? Check out this advice.

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Explore Scenes

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Explore Scenes