Trusted Advice with a Personal Touch

LFL Insurance offers comprehensive coverage options throughout Dayton, OH, Cincinnati, OH and the Montgomery County, OH area. 

Personal Insurance

Insurance tailored to fit your life.

Business Insurance

Comprehensive coverage for your business

Employee Benefits

Attract, retain and protect your team

Insurance throughout Dayton, OH, Cincinnati, OH and all of Ohio.

Smarter insurance starts with experts who think a little differently — a company which understands your industry and what’s on the line for you.  We take today’s technology and blend it with courteous, personal service,  creating innovative solutions to even the toughest risk management challenges.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions – protecting you from the unexpected and planning for the predictable.

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I have been doing business with Leronda Lucky, LFL Insurance Agency, for about five years or more. I call her a miracle worker because she makes things happen for you by personally attending to your needs. A very professional company and I would highly recommend it.

Marcia BowinsInsurance Client

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We’re all in this together… even when we’re keeping social distance.

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
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There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Explore Scenes