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LFL Insurance Agency is your trusted independent insurance agency in Englewood, Clayton, Vandalia, Montgomery County and other areas in Ohio.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

What Sets us Apart


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


We have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


We have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

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Experience the LFL Difference

See what our valued clients have to say about us!

LFL Insurance Agency has been around since 2001. We have years of experience in creating customized solutions for our personal and business insurance clients.

Although we work with a wide variety of individuals and businesses in Dayton and throughout the Montgomery County, Ohio area, over the years, we’ve developed meaningful personal relationships with our clients.  They are treated like family from the first meeting.

We’re an independent insurance agency offering a comprehensive suite of insurance solutions to protect your business and your life from the unexpected. We don’t just sell insurance. We dedicate our resources to helping clients make the most informed decisions about their protection and their future.

Because we’re independent, our priority is you – not the insurance company. We represent many different insurance companies which offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage, and courteous, personal service.

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At LFL Insurance Agency, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions in Englewood, Clayton, Vandalia, Montgomery County and other areas in Ohio.